Archive for October, 2008

What Does Your Car Color Say About Your Personality and Car Insurance Premiums?

Do people with red cars really get more speeding tickets than those with blue cars? Do automobile insurance companies use the color of your car to determine your Car Insurance rates? Do certain colors increase your chance of an accident?

Top 10 Car Insurance Myths

The color of my car determines my auto insurance rate. My credit score has no bearing on my insurance premium. I have auto insurance coverage so my new car is already covered… right?

Maybe not! Below is a list of fallacies many car owners believe and drive by each day. The truth just might make you [...]

My Credit Affects My Car Insurance Rate?

You probably know that lenders use information in your credit report to determine if they’ll give you credit. But did you know that in some states, insurance companies also consider your credit history? Good or bad, your credit history may affect your ability to purchase homeowners or car insurance coverage and help determine what premium you’ll [...]

Cheap Car Insurance: Factors that Affect Your Car Insurance Rates

When it comes to car insurance rates, who you are determines what you pay.  
Automobile insurance premiums are based on a large number of factors, some of which you can control, and some of which, alas, are incontrovertible facts of life. Statistically, a sixteen-year old boy with a 300 horsepower sports car in a big city [...]

10+ Tips to Help You Save on Car Insurance for Young and New Drivers

Most people complain about the cost of their car insurance - hardly surprising, given that a typical policy costs at least several hundred dollars a year. Depending on your age, driving record, and other factors, your annual premium can be significantly more than that. So how can you lower your premium and save yourself money?
If [...]

Cheaper Car Insurance and Driving Tips for College-Bound Students

Laptop, book money, bean bag chair, TV with DVD player, iPod, cell phone, shower tote and debit card—sounds like your college-bound teen is all set to start school! But are they ready to handle the responsibilities of driving on campus? Sure your teen driver knows how to navigate around your home town, but going to [...]

Save on Car Insurance With a Hybrid and Get Cheaper Car Insurance

Between gas prices and the economy, American drivers are having trouble deciding what autos to buy. Many people are exploring alternatives, from bikes, to buses, to biofuels. One auto alternative is hybrid cars. What exactly is a hybrid and how could it lower your car insurance quotes and you can have a cheaper car insurance?
Gas Mileage and [...]

Cheaper Car Insurance Tips - Do You Know the Car Insurance Basics?

If you drive, you know how crazy it gets out there. Accidents happen, fenders get bent, people get hurt. Or you’re innocently parked in your driveway and a tree limb crashes through your windshield. When disaster strikes, car insurance is there to protect you.
Why buy car insurance?
1.) Car insurance protects you against the financial risk associated [...]